About the 

Buying Process

The Buying Process

Buying and owning a home  is the American dream. It can help provide security, stability and be an asset to help build wealth.   Many buyers may feel nervous or overwhelmed by the buying process, but we will help you throughout the entire process, from start to finish.

We believe it’s our job to  help you find the perfect home,  assist and navigate you through the many parts of the buying process so you know you’re making the best decisions.

For most people, buying a home is the most expensive purchase you will ever make and it’s our job to make sure you get a great home and get through the process as easily as possible.  We always strive to go above and beyond for each and every client

The Benefits of Home Ownership:

• TAX BREAKS - The U.S Tax Code lets you deduct the interest you pay on your mortgage, your property taxes, as well as some of the costs involved in buying your home.

• APPRECIATION -  Real estate has long-term, stable growth in value. While year-to-year fluctuations are normal, median existing-home sale prices have increased on average 6.5 percent each year from 1972 through 2005. In addition, the number of U.S. households is expected to rise 15 percent over the next decade, creating continued high demand for housing.

• EQUITY - Money paid for rent is money that you'll never see again, but mortgage payments let you build equity ownership interest in your home.

• SAVINGS - Building equity in our home is a ready-made savings plan. And when you sell, you can generally take up to $250,000 ($500,000 for a married couple) as gain without owing any federal income tax.

• PREDICTABILITY - Unlike rent, your fixed-mortgage payments don't rise over the years so your housing costs may actually decline as you own the home longer. However, keep in mind that property taxes and insurance costs will increase.

• FREEDOM - The home is yours. You can decorate any way you want and benefit from your investment for as long as you own the home.

• STABILITY - Remaining in one neighborhood for several years gives you a chance to participate in community activities, lets you and your family establish lasting friendships, and offers your children the benefit of educations continuity. Online resources: to calculate whether buying is the best financial option for you, use the "rent vs. own" calculator at www.tuckermortgage.com