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Art You Live IN
10404 Olio Road
Fishers, IN 46040
Liz Marks-Strauss
Benefits of Home Ownership
7 Reasons to Own Your Home

Remaining in one neighborhood for several years gives you a chance to participate in community activities, lets you and your family establish lasting friendships, and offers your children the benefit of educations continuity.  Online resources: to calculate whether buying is the best financial option for you, use the "rent vs. own" calculator at
The U.S Tax Code lets you deduct the interest you pay on your mortgage, your property taxes, as well as some of the costs involved in buying your  home.
2. Appreciation
Real estate has long-term, stable growth in value.  While year-to-year fluctuations are normal, median existing-home sale prices have increased on average 6.5 percent each year from 1972 through 2005.  In addition, the number of U.S. households is expected to rise 15 percent over the next decade, creating continued high demand for housing.
4. Savings
Building equity in our home is a ready-made savings plan.  And when you sell, you can generally take up to $250,000 ($500,000 for a married couple) as gain without owing any federal income tax.
Unlike rent, your fixed-mortgage payments don't rise over the years so your housing costs may actually decline as you own the home longer.  However, keep in mind that property taxes and insurance costs will increase.
6. Freedom
The HOME is YOURS.  You can decorate any way you want and benefit from your investment for as long as you own the home.

Money paid for rent is money that you'll never see again, but mortgage payments let you build equity ownership interest in your home.

7. Stability
1. Tax Breaks
3. Equity
5. Predictability